Turn Your Home Equity into Financial Power
A Home Equity Loan lets you borrow against the value you’ve built in your property. At Walt Herschede at Intelligent Mortgage, we help Louisiana homeowners leverage that value to fund renovations, pay off debt, or cover major expenses—without selling their homes. It’s a smart, secure way to unlock your property’s financial potential.
Flexible Solutions to Meet Your Needs
Whether you’re looking for a lump sum payout or a revolving line of credit (HELOC), our team offers a variety of home equity solutions tailored to your financial goals. We work with you to determine the best structure, interest rate, and repayment term so you can make confident, informed decisions.
Use Your Equity Strategically
Home equity loans can be used for almost anything—home improvements, tuition, medical expenses, or consolidating high-interest credit card debt. We’ll show you how to use your equity strategically to strengthen your long-term financial stability, often at lower interest rates than other forms of borrowing.
"Loan Benefits with
Walt Herschede"
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Enjoy no down payment and low rates with flexible loan options.
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Financing available for loan amounts exceeding $1 million
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Custom financing solutions for high-value properties with flexible rate options
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No down payment required with loan financing.
Personalized Service, Fast Approvals
We make the process simple and transparent, from evaluating your home’s equity to finalizing your loan. With fast approvals, competitive rates, and customized advice, we ensure that tapping into your equity is a smooth, stress-free experience. Your goals are our priority—every step of the way.
Why Choose Intelligent Mortgage?
At Intelligent Mortgage, led by CEO Walt Herschede, we are profoundly honored to assist our nation’s active-duty service members, Veterans, and eligible surviving spouses in achieving their homeownership dreams. With deep respect and gratitude for your service, we specialize in guiding you through the unique and powerful benefits of VA loans.
We are known for
"FAQs"
At Intelligent Mortgage, led by Walt Herschede, we distinguish ourselves through our commitment to intelligent solutions and personalized service. We don’t just process loans; we take the time to understand your unique financial situation and goals, then educate you on the best-fit options from our wide range of services. Our focus is on providing clear, transparent advice and ensuring a smooth, stress-free experience from application to closing.
Absolutely! We specialize in guiding first-time homebuyers through every step of the process. We understand that buying your first home can feel overwhelming, which is why we offer dedicated support, explain all the options clearly (including FHA Loans, State and Local Housing Programs, and other low-down payment solutions), and help you prepare for a successful homeownership journey.
We offer a comprehensive suite of loan products to meet diverse needs. Our options include:
Adjustable Rate Mortgages (ARMs)
Fixed Rate Mortgages
FHA Loans
VA Loans
Conventional Loans
Jumbo Loans
RHS Loan Programs
State and Local Housing Programs
Home Equity
Refinance options
Residential loans of all kinds, including Fix and Flips. We’ll help you understand the pros and cons of each to find the perfect fit.
Loans are a fantastic benefit for eligible veterans, active-duty service members, and certain surviving spouses. Eligibility typically depends on your service history, including length of service and discharge status. While the Department of Loans sets the core eligibility criteria, we can help you understand these requirements, determine your specific eligibility, and assist you in obtaining your Certificate of Eligibility (COE) – a crucial step in securing your loan.
With a Fixed Rate Mortgage, your interest rate remains the same for the entire life of the loan, resulting in predictable monthly principal and interest payments. This offers stability and makes budgeting easier. An Adjustable Rate Mortgage (ARM), on the other hand, starts with a fixed interest rate for an initial period (e.g., 5 or 7 years), after which the rate can adjust periodically based on market indices. ARMs often start with lower interest rates than fixed-rate options, which can be appealing if you plan to move or refinance before the adjustable period begins. We can help you weigh the pros and cons of each based on your financial plans and risk tolerance.
Lock in Top Mortgage Rates Now
Join countless service members and veterans across the nation who trust us to guide them through the loan process every step of the way.
