Adjustable Rate Mortgage
Looking for a way to maximize your purchasing power or keep your initial monthly payments lower? Intelligent Mortgage offers Adjustable Rate Mortgages (ARMs) which can provide an attractive starting interest rate, potentially allowing you to manage your budget more effectively in the early years of your loan.
"What Is Adjustable Rate Mortgage?"
Looking for a mortgage solution that offers lower initial interest rates? An Adjustable Rate Mortgage (ARM) could be an intelligent choice, potentially leading to reduced monthly payments during the initial fixed period. At Intelligent Mortgage, we specialize in helping you understand if an ARM aligns with your financial strategy and future plans.
"Latest Loans Rates in US"
At Intelligent Mortgage, we understand that finding the right financing solution means balancing current needs with future possibilities. Our Adjustable Rate Mortgage (ARM) options are designed for those seeking the potential for lower initial interest rates and payment flexibility, allowing you to maximize your financing power upfront while planning for your long-term financial strategy
"Loan Benefits with
Donnie Benningfield"
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Enjoy no down payment and low rates with flexible loan options.
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Financing available for loan amounts exceeding $1 million
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Custom financing solutions for high-value properties with flexible rate options
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No down payment required with loan financing.
"Who Qualifies for a Adjustable Rate Mortgage"
You may find an Adjustable Rate Mortgage (ARM) from Intelligent Mortgage to be an ideal choice if you are:
Looking for a potentially lower initial interest rate compared to a traditional fixed-rate mortgage, which can mean lower monthly payments during the introductory period.
Planning to sell your home or refinance within a specific timeframe (e.g., 5-7 years), allowing you to take advantage of the initial fixed-rate period before the rate adjusts.
Seeking greater purchasing power due to lower initial payments, which could allow you to qualify for a larger loan amount or a more desirable home.
Comfortable with the possibility of interest rate fluctuations after the initial fixed-period, understanding that market conditions will influence future payment adjustments.
Why Choose Intelligent Mortgage?
At Intelligent Mortgage, led by CEO Walt Herschede, we are profoundly honored to assist our nation’s active-duty service members, Veterans, and eligible surviving spouses in achieving their homeownership dreams. With deep respect and gratitude for your service, we specialize in guiding you through the unique and powerful benefits of VA loans.
We are known for
"FAQs"
At Intelligent Mortgage, led by Walt Herschede, we distinguish ourselves through our commitment to intelligent solutions and personalized service. We don’t just process loans; we take the time to understand your unique financial situation and goals, then educate you on the best-fit options from our wide range of services. Our focus is on providing clear, transparent advice and ensuring a smooth, stress-free experience from application to closing.
Absolutely! We specialize in guiding first-time homebuyers through every step of the process. We understand that buying your first home can feel overwhelming, which is why we offer dedicated support, explain all the options clearly (including FHA Loans, State and Local Housing Programs, and other low-down payment solutions), and help you prepare for a successful homeownership journey.
We offer a comprehensive suite of loan products to meet diverse needs. Our options include:
Adjustable Rate Mortgages (ARMs)
Fixed Rate Mortgages
FHA Loans
VA Loans
Conventional Loans
Jumbo Loans
RHS Loan Programs
State and Local Housing Programs
Home Equity
Refinance options
Residential loans of all kinds, including Fix and Flips. We’ll help you understand the pros and cons of each to find the perfect fit.
Loans are a fantastic benefit for eligible veterans, active-duty service members, and certain surviving spouses. Eligibility typically depends on your service history, including length of service and discharge status. While the Department of Loans sets the core eligibility criteria, we can help you understand these requirements, determine your specific eligibility, and assist you in obtaining your Certificate of Eligibility (COE) – a crucial step in securing your loan.
With a Fixed Rate Mortgage, your interest rate remains the same for the entire life of the loan, resulting in predictable monthly principal and interest payments. This offers stability and makes budgeting easier. An Adjustable Rate Mortgage (ARM), on the other hand, starts with a fixed interest rate for an initial period (e.g., 5 or 7 years), after which the rate can adjust periodically based on market indices. ARMs often start with lower interest rates than fixed-rate options, which can be appealing if you plan to move or refinance before the adjustable period begins. We can help you weigh the pros and cons of each based on your financial plans and risk tolerance.
Lock in Top Mortgage Rates Now
Join countless service members and veterans across the nation who trust us to guide them through the loan process every step of the way.
